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<copyright>Copyright 2010</copyright>
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<title>CAN YOU HEAR ME NOW?</title>
<description>&lt;p&gt; Do you ever feel like no one is listening to you? Do you ever wonder if anyone has your best...&lt;/p&gt;</description>
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<pubDate>Thu, 21 Jan 2010 09:11:50 -0500</pubDate>
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<title>ALTERNATE SOURCES OF HOME HEATING</title>
<description>&lt;p&gt; The high cost of home heating and the current recession have led many Americans to search for alternate sources of...&lt;/p&gt;</description>
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<pubDate>Thu, 21 Jan 2010 09:01:11 -0500</pubDate>
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<title>A FEW WORDS TO THE WISE ABOUT PAYMENTS</title>
<description>&lt;p&gt; As most people today know, credit history is a big deal when it comes to getting the best insurance rate....&lt;/p&gt;</description>
<link>http://atdinsurance.com/archives/01-01-2010_01-31-2010.html#65</link>
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<pubDate>Wed, 20 Jan 2010 16:56:15 -0500</pubDate>
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<title>IF CARS COULD TALK</title>
<description>&lt;p&gt; Many of us have owned a used car that at best is a disappointment, and at worst a nightmare. A...&lt;/p&gt;</description>
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<category>Personal Lines</category>

<pubDate>Wed, 20 Jan 2010 16:47:58 -0500</pubDate>
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<title>WINTER DRIVING SAFETY TIPS</title>
<description>&lt;p&gt; Winter brings out the two distinct types of drivers; those who treat the ice and snow with gentleness and care,...&lt;/p&gt;</description>
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<pubDate>Wed, 07 Oct 2009 15:46:34 -0500</pubDate>
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<title>PREPARE NOW FOR A COZY WINTER</title>
<description>&lt;p&gt; Winter weather is just around the corner in many areas, but a few simple steps can help you stay cozy...&lt;/p&gt;</description>
<link>http://atdinsurance.com/archives/10-01-2009_10-31-2009.html#62</link>
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<pubDate>Wed, 07 Oct 2009 15:40:30 -0500</pubDate>
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<title>WINTER SPORTS SAFETY TIPS</title>
<description>&lt;p&gt; Sledding is a fun activity for kids of all ages. However, safety is of paramount concern, especially when children are...&lt;/p&gt;</description>
<link>http://atdinsurance.com/archives/10-01-2009_10-31-2009.html#61</link>
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<pubDate>Wed, 07 Oct 2009 15:35:50 -0500</pubDate>
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<title>AVOIDING DEER/CAR COLLISIONS</title>
<description>&lt;p&gt; The explosion in the deer population has lead to a continuing increase in deer-car collisions. This trend will only increase...&lt;/p&gt;</description>
<link>http://atdinsurance.com/archives/10-01-2009_10-31-2009.html#60</link>
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<pubDate>Wed, 07 Oct 2009 15:27:04 -0500</pubDate>
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<title>HEAT WAVE SAFETY </title>
<description>&lt;u&gt;&lt;i&gt;&lt;b&gt;TIPS FOR SURVIVING EXTREMELY HOT WEATHER&lt;/b&gt;&lt;/i&gt; &lt;/u&gt; &lt;p&gt; A heat wave is defined as three or more days of temperatures 90...&lt;/p&gt;</description>
<link>http://atdinsurance.com/archives/07-01-2009_07-31-2009.html#59</link>
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<category></category>

<pubDate>Thu, 23 Jul 2009 09:59:59 -0500</pubDate>
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<title>FEDERAL TRADE COMMISSION FINDS USE OF CREDIT SCORES HELPS CONSUMERS</title>
<description>&lt;p&gt; A recent study by the Federal Trade Commission (FTC) determined the use of credit scores by automobile insurance companies has...&lt;/p&gt;</description>
<link>http://atdinsurance.com/archives/07-01-2009_07-31-2009.html#57</link>
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<pubDate>Thu, 23 Jul 2009 09:45:26 -0500</pubDate>
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