With all the rain, hail, and wind that we have been getting this spring we are all worried about the damage our cars are at risk for..
Has your car ever been damaged by hail? One of the worst sounds a motorist can hear is the sudden thumping while driving during a storm. Hail comes in many shapes and sizes and often times does little damage. But there are times where it can get rather large and cause headaches for car owners.
Here are some tips to help you out should you get caught in a downpour of hail..
- Often times there is very little you can do, but slow down and try to find a place to pull over, or better yet some covered parking.
- Be cautious of roads covered in hail as they may be extremely slippery.
- If not already on, make sure you lights are on to alert other motorists of your presence.
- If you do not have a camera on your cell phone or typically keep one with you, buy an inexpensive disposable camera and keep it in your car to take pictures to help document any damage you may need to report.
- Be sure to contact your TEAM ATD representative as soon as you are able if you have a claim. We will get to work right away helping you sort out the details.
- DO NOT DRIVE WITH A CRACKED WINDSHIELD! Have a glass expert examine and repair or replace a windshield that has hail damage.
- Same goes for headlights or tail lights. You should not drive a vehicle unless all of your external safety equipment is in proper working condition.
Hail can cause serious damage to your car and would be covered under your comprehensive coverage of your policy. Comprehensive Coverage is part of full coverage but needs to be added to vehicles that just have liability insurance.
Many customers call and ask if they are covered only to realize they have liability coverage on their vehicle and are inadequately protected from this type of damage. Don’t wait for the next storm to check your policy, it is always best to prepare for the next rainy day while the sun is still shining! So please check your policy, call TEAM ATD, or stop by our office and we can advise you if you have the proper coverage.
It’s better to have coverage and not need it, then to need it and not have it. That’s the TEAM ATD difference, we are always here to protect you!
