You’ve seen the ads on TV, call XYZ Insurance and we guarantee we can save you money. Or, they proclaim an average savings over their competition of hundreds of dollars. What they’re not telling you is it could cost you everything if you have cut-rate coverage and are in a serious accident.
We know price is a big factor when making a decision on who to go with for insurance but is that the most important factor?
You should be sure you are not sacrificing your family’s long term financial health for short term gain. The most important thing about insurance is making sure that you have the coverage needed at the time of a incident. If you are opting for low limits and decreasing and/or declining coverage you could be at a bigger loss than if you were to pay that little bit more premium per month!
Sure you may have enough to cover a fender bender, but that may not always be the case. There are more than six million car accidents each year in the United States. Many accidents are car-truck accidents where the contents of the truck can be anything from an entire load of cars, to high tech equipment. In fact large trucks made up three percent of all registered vehicles and seven percent of all vehicle miles traveled. All the more reason to make sure you have proper coverage to protect yourself from unforeseen circumstances.
So check your policy. In fact, bring it in and we will check it with you. Protecting your family or business is what we have been about since 1902. Team ATD, we are here for you!
Don’t settle for the bare minimum…
